B.S. Finance · Oregon State University · Expected December 2027
Seeking a Summer 2027 finance internship, especially in wealth and asset management.
I publish my own investment research, with the Excel models and memos behind it.
Featured research · Portfolio risk study
| Metric | Portfolio | S&P 500 (SPY) |
|---|---|---|
| Annual return (CAGR) | 11.49% | 11.75% |
| Max drawdown smaller loss is better | −15.7% | −24.5% |
| Volatility | 12.5% | 17.1% |
| Sharpe ratio higher is better | 0.58 | 0.44 |
Nearly the same annual return as the S&P 500, with a smaller fall at the worst point and about 27% less volatility.
Backtest: the five stocks were chosen in 2026 with hindsight, so this describes one five-year window, not a forecast.
Bank research series, part 1 of 3 · Sector comparison · April 2026
Banner had the highest ROE of the three (10.04%) at the lowest P/E (11.4×). Data as of April 23, 2026.
Bank research series, part 2 of 3 · Stock pitch · April 2026
BUY, $82.02 target (+21.1% from $67.76 on April 23, 2026). Not updated since.
Bank research series, part 3 of 3 · Valuation cross-check · April 2026
I tested my own pitch: the base-case takeout ($71.98) is below the $82.02 target, so a sale is optionality, not extra upside. Prices as of April 23, 2026.
DCF valuation · April 2026
Model value $122.72 vs. a $232.80 market price (April 2026). The gap likely reflects what the market pays for steady, recession-resistant demand.
All five studies, with charts and method
Independent student research for learning purposes. Not investment advice.
I believe financial literacy should be encouraged and taught to everyone. I care about understanding my own finances and planning for the future, and I want to help make that kind of planning accessible to others.
I’m most drawn to wealth management and asset and investment management, and I’m also interested in risk management and investment banking.
Opened and closed the store alone with full cash reconciliation; trained 5+ coworkers to do the same.
Edit every class recording on the platform, 200+ to date.
Ran the front desk and the customer-records system.